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	<title>Banking Times: Daily Banking News &#187; Santander News</title>
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	<description>Daily Banking News at Banking Times, the UK&#039;s leading independent banking news publication.</description>
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		<title>Santander reports 35% decline in annual profits</title>
		<link>http://www.bankingtimes.co.uk/2012/01/31/santander-reports-35-decline-in-annual-profits/</link>
		<comments>http://www.bankingtimes.co.uk/2012/01/31/santander-reports-35-decline-in-annual-profits/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 11:40:11 +0000</pubDate>
		<dc:creator>Richard Kilner</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Financial Reports News]]></category>
		<category><![CDATA[Santander News]]></category>
		<category><![CDATA[financial results]]></category>
		<category><![CDATA[profits]]></category>
		<category><![CDATA[Santander]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=18175</guid>
		<description><![CDATA[Spanish banking giant Banco Santander has reported its annual financial results for 2011, including net profits of €5.35bn. This is a 35% decline from the €8.2bn of 2010, and comes following extraordinary provisions of €3.18bn. If the bank had not made pre-tax provisions in Q4 against Spanish property exposure annual profits would have come to [...]]]></description>
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		<title>Luzon resigns from Banco Santander</title>
		<link>http://www.bankingtimes.co.uk/2012/01/20/luzon-resigns-from-banco-santander/</link>
		<comments>http://www.bankingtimes.co.uk/2012/01/20/luzon-resigns-from-banco-santander/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 12:09:09 +0000</pubDate>
		<dc:creator>Richard Kilner</dc:creator>
				<category><![CDATA[Banking Jobs News]]></category>
		<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Santander News]]></category>
		<category><![CDATA[Santander]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=18096</guid>
		<description><![CDATA[Banco Santander has reported that Francisco Luzon has announced his voluntary resignation as head of the Americas Division and an executive board member. Luzon will be succeeded as head of the Americas Division by Senior Executive Vice President Jesús Zabalza. Santander expressed its recognition of the extraordinary work that Luzon had done on its behalf [...]]]></description>
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		<title>Santander matches capital requirements</title>
		<link>http://www.bankingtimes.co.uk/2012/01/10/santander-matches-capital-requirements/</link>
		<comments>http://www.bankingtimes.co.uk/2012/01/10/santander-matches-capital-requirements/#comments</comments>
		<pubDate>Tue, 10 Jan 2012 08:03:07 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Financial Reports News]]></category>
		<category><![CDATA[Santander News]]></category>
		<category><![CDATA[Brazil]]></category>
		<category><![CDATA[capital ratio]]></category>
		<category><![CDATA[Santander]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=17985</guid>
		<description><![CDATA[Santander says it has completed a series of measures regarding capital that have allowed it to achieve a core capital ratio of 9% ahead of the European Banking Authority’s (EBA) deadline of June 30th 2012. The measures include an agreement to transfer 4.41% of Santander Brazil to a major international financial institution. Last year, the [...]]]></description>
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		<title>Santander sells Colombian businesses</title>
		<link>http://www.bankingtimes.co.uk/2011/12/07/santander-sells-colombian-businesses/</link>
		<comments>http://www.bankingtimes.co.uk/2011/12/07/santander-sells-colombian-businesses/#comments</comments>
		<pubDate>Wed, 07 Dec 2011 16:00:45 +0000</pubDate>
		<dc:creator>Richard Kilner</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Santander News]]></category>
		<category><![CDATA[M&A]]></category>
		<category><![CDATA[Santander]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=17842</guid>
		<description><![CDATA[Spanish banking giant Banco Santander has announced that it has made an agreement to sell its units in Colombia to CorpBanca of Chile for US$1.225bn (approximately €910m). As a result of the transaction the bank will generate capital gains of €615m, which will be used to bolster its balance sheet. The deal is expected to [...]]]></description>
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		<title>Santander wins numerous banking awards</title>
		<link>http://www.bankingtimes.co.uk/2011/12/02/santander-wins-numerous-banking-awards/</link>
		<comments>http://www.bankingtimes.co.uk/2011/12/02/santander-wins-numerous-banking-awards/#comments</comments>
		<pubDate>Fri, 02 Dec 2011 13:00:13 +0000</pubDate>
		<dc:creator>Richard Kilner</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Santander News]]></category>
		<category><![CDATA[awards]]></category>
		<category><![CDATA[Santander]]></category>
		<category><![CDATA[The Banker]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=17765</guid>
		<description><![CDATA[Spanish banking giant Banco Santander has been named the Bank of the Year in Western Europe by The Banker magazine. The magazine praised Santander for increasing its deposits during a time of uncertainty, with deposits rising by 22% last year, and 21% in Spain. Santander also won many other awards, including being named the Bank [...]]]></description>
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		<title>Banks sign up to current account improvements</title>
		<link>http://www.bankingtimes.co.uk/2011/11/23/banks-sign-up-to-current-account-improvements/</link>
		<comments>http://www.bankingtimes.co.uk/2011/11/23/banks-sign-up-to-current-account-improvements/#comments</comments>
		<pubDate>Wed, 23 Nov 2011 07:35:07 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Barclays News]]></category>
		<category><![CDATA[British Banks Association]]></category>
		<category><![CDATA[HSBC News]]></category>
		<category><![CDATA[RBS News]]></category>
		<category><![CDATA[Santander News]]></category>
		<category><![CDATA[charges]]></category>
		<category><![CDATA[current accounts]]></category>
		<category><![CDATA[text alerts]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=17659</guid>
		<description><![CDATA[Britain&#8217;s biggest banks are improving the ways in which they operate personal current accounts, with the aim of helping millions of people keep on top of their finances. According to the British Bankers’ Association (BBA), all full service current account holders will in future receive: 1. Text alerts when account balances gets close to their [...]]]></description>
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		<title>Santander 9M results decline</title>
		<link>http://www.bankingtimes.co.uk/2011/10/27/santander-9m-results-decline/</link>
		<comments>http://www.bankingtimes.co.uk/2011/10/27/santander-9m-results-decline/#comments</comments>
		<pubDate>Thu, 27 Oct 2011 11:58:13 +0000</pubDate>
		<dc:creator>Richard Kilner</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Financial Reports News]]></category>
		<category><![CDATA[Santander News]]></category>
		<category><![CDATA[financial results]]></category>
		<category><![CDATA[profits]]></category>
		<category><![CDATA[Santander]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=17345</guid>
		<description><![CDATA[Spanish banking giant Banco Santander has reported its financial results for the first nine months of 2011, including net income of €5.3bn. This is a 13% decline from the €6.08bn net profits the firm made during the corresponding period in 2010. The nine month profit figures take account of a €620m fund established in Q2 [...]]]></description>
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		<title>Spanish banks&#8217; credit ratings hit</title>
		<link>http://www.bankingtimes.co.uk/2011/10/12/spanish-banks-credit-ratings-hit/</link>
		<comments>http://www.bankingtimes.co.uk/2011/10/12/spanish-banks-credit-ratings-hit/#comments</comments>
		<pubDate>Wed, 12 Oct 2011 09:31:14 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Financial Reports News]]></category>
		<category><![CDATA[Santander News]]></category>
		<category><![CDATA[Banco Santander]]></category>
		<category><![CDATA[BBVA]]></category>
		<category><![CDATA[credit ratings]]></category>
		<category><![CDATA[Fitch]]></category>
		<category><![CDATA[Spanish]]></category>
		<category><![CDATA[Standard & Poor's]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=17120</guid>
		<description><![CDATA[Spain has followed the UK in a mass downgrading of bank credit ratings, this time by Fitch and Standard &#038; Poor&#8217;s (S&#038;P). S&#038;P had downgrading the ratings of 10 Spanish financial institutions including Banco Santander and Banco Bilbao Vizcaya Argentaria (BBVA). Fitch has cut the ratings of six banks, after downgrading Spain&#8217;s sovereign debt rating [...]]]></description>
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		<title>Moody&#8217;s downgrades 12 UK banks</title>
		<link>http://www.bankingtimes.co.uk/2011/10/07/moodys-downgrades-12-uk-banks/</link>
		<comments>http://www.bankingtimes.co.uk/2011/10/07/moodys-downgrades-12-uk-banks/#comments</comments>
		<pubDate>Fri, 07 Oct 2011 07:37:32 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Co-Operative Bank News]]></category>
		<category><![CDATA[Financial Reports News]]></category>
		<category><![CDATA[Lloyds Banking Group News]]></category>
		<category><![CDATA[Nationwide News]]></category>
		<category><![CDATA[RBS News]]></category>
		<category><![CDATA[Santander News]]></category>
		<category><![CDATA[downgraded]]></category>
		<category><![CDATA[Moody's]]></category>
		<category><![CDATA[UK banks]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=17044</guid>
		<description><![CDATA[Moody&#8217;s has today downgraded the senior debt and deposit ratings of 12 UK financial institutions and confirmed the ratings of one. The firm says its has reassessed the support environment in the UK in the light of &#8220;announcements made&#8221; and actions already taken, which have &#8220;significantly reduced the predictability of state support over the medium [...]]]></description>
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		<title>Santander expects profits to normalise in 3 years</title>
		<link>http://www.bankingtimes.co.uk/2011/09/29/santander-expects-profits-to-normalise-in-3-years/</link>
		<comments>http://www.bankingtimes.co.uk/2011/09/29/santander-expects-profits-to-normalise-in-3-years/#comments</comments>
		<pubDate>Thu, 29 Sep 2011 12:16:01 +0000</pubDate>
		<dc:creator>Richard Kilner</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Santander News]]></category>
		<category><![CDATA[profits]]></category>
		<category><![CDATA[Santander]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=16878</guid>
		<description><![CDATA[Banco Santander Chief Executive Alfredo Sáenz has forecast that over the next three years the Spanish banking giant would see its profits gradually normalise. Sáenz predicted that a return on equity of 12-14% was eminently achievable, and that normalisation would take place in a world of new regulations, but that low interest rates could help [...]]]></description>
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