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	<title>Banking Times: Daily Banking News &#187; British Banks Association</title>
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	<description>Daily Banking News at Banking Times, the UK&#039;s leading independent banking news publication.</description>
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		<title>Taxpayer to underwrite £40bn in SME loans</title>
		<link>http://www.bankingtimes.co.uk/2011/11/27/taxpayer-to-underwrite-40bn-in-sme-loans/</link>
		<comments>http://www.bankingtimes.co.uk/2011/11/27/taxpayer-to-underwrite-40bn-in-sme-loans/#comments</comments>
		<pubDate>Sun, 27 Nov 2011 18:50:28 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Borrowing & Lending News]]></category>
		<category><![CDATA[British Banks Association]]></category>
		<category><![CDATA[Business Banking News]]></category>
		<category><![CDATA[credit easing]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=17710</guid>
		<description><![CDATA[Chancellor of the Exchequer, George Osborne, has revealed that the Government&#8217;s credit easing scheme will underwrite banks loans of up to £40 billion to Britain&#8217;s smaller businesses. Speaking on BBC 1&#8242;s Andrew Marr Show, the Chancellor explained that underwriting the loans will mean that companies with turnover of less than £50 million should be able [...]]]></description>
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		<title>Banks sign up to current account improvements</title>
		<link>http://www.bankingtimes.co.uk/2011/11/23/banks-sign-up-to-current-account-improvements/</link>
		<comments>http://www.bankingtimes.co.uk/2011/11/23/banks-sign-up-to-current-account-improvements/#comments</comments>
		<pubDate>Wed, 23 Nov 2011 07:35:07 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Barclays News]]></category>
		<category><![CDATA[British Banks Association]]></category>
		<category><![CDATA[HSBC News]]></category>
		<category><![CDATA[RBS News]]></category>
		<category><![CDATA[Santander News]]></category>
		<category><![CDATA[charges]]></category>
		<category><![CDATA[current accounts]]></category>
		<category><![CDATA[text alerts]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=17659</guid>
		<description><![CDATA[Britain&#8217;s biggest banks are improving the ways in which they operate personal current accounts, with the aim of helping millions of people keep on top of their finances. According to the British Bankers’ Association (BBA), all full service current account holders will in future receive: 1. Text alerts when account balances gets close to their [...]]]></description>
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		<title>Government unveils mortgage indemnity scheme</title>
		<link>http://www.bankingtimes.co.uk/2011/11/22/government-unveils-mortgage-indemnity-scheme/</link>
		<comments>http://www.bankingtimes.co.uk/2011/11/22/government-unveils-mortgage-indemnity-scheme/#comments</comments>
		<pubDate>Tue, 22 Nov 2011 11:23:56 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Borrowing & Lending News]]></category>
		<category><![CDATA[British Banks Association]]></category>
		<category><![CDATA[equity]]></category>
		<category><![CDATA[Government]]></category>
		<category><![CDATA[housing strategy]]></category>
		<category><![CDATA[mortgage indemnity]]></category>
		<category><![CDATA[release]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=17650</guid>
		<description><![CDATA[The Government yesterday unveiled a new housing strategy which promises to break the current cycle in which &#8220;lenders won&#8217;t lend, builders can&#8217;t build and buyers can&#8217;t buy&#8221;. At the heart of the strategy are plans for a new-build mortgage indemnity scheme that could give a helping hand to up to 100,000 prospective buyers currently frozen [...]]]></description>
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		<title>BBA: banks can&#8217;t save sovereigns</title>
		<link>http://www.bankingtimes.co.uk/2011/11/14/bba-banks-cant-save-sovereigns/</link>
		<comments>http://www.bankingtimes.co.uk/2011/11/14/bba-banks-cant-save-sovereigns/#comments</comments>
		<pubDate>Mon, 14 Nov 2011 11:16:49 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[British Banks Association]]></category>
		<category><![CDATA[Angela Knight]]></category>
		<category><![CDATA[crisis]]></category>
		<category><![CDATA[European Financial Stability Fund]]></category>
		<category><![CDATA[eurozone]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=17538</guid>
		<description><![CDATA[&#8220;Regulatory and legal frameworks are not going to result in the essential economic steps that need to be taken by an increasing number of eurozone countries&#8221;, writes British Bankers&#8217; Association chief executive, Angela Knight, on her blog. According to Ms Knight, the core of the crisis is too much government spending; too little early action [...]]]></description>
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		<title>BBA backs fraud-fighting initiative</title>
		<link>http://www.bankingtimes.co.uk/2011/10/12/bba-backs-fraud-fighting-initiative/</link>
		<comments>http://www.bankingtimes.co.uk/2011/10/12/bba-backs-fraud-fighting-initiative/#comments</comments>
		<pubDate>Wed, 12 Oct 2011 12:38:33 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[British Banks Association]]></category>
		<category><![CDATA[banking fraud]]></category>
		<category><![CDATA[Fighting Fraud Together]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=17134</guid>
		<description><![CDATA[The British Bankers&#8217; Association and the Council of Mortgage Lenders are among the 34 organisation that have signed up to &#8220;Fighting Fraud Together&#8221; a multi-sector initiative launched today. The Government, industry representatives, voluntary groups and law enforcement agencies have agreed to jointly tackle fraud in the UK by: 1. Expanding and extending the successful activities [...]]]></description>
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		<title>BBA: financial transaction tax a &#8220;job loser&#8221;</title>
		<link>http://www.bankingtimes.co.uk/2011/09/28/bba-financial-transaction-tax-a-job-loser/</link>
		<comments>http://www.bankingtimes.co.uk/2011/09/28/bba-financial-transaction-tax-a-job-loser/#comments</comments>
		<pubDate>Wed, 28 Sep 2011 16:52:33 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[British Banks Association]]></category>
		<category><![CDATA[British Bankers' Association]]></category>
		<category><![CDATA[EU]]></category>
		<category><![CDATA[Financial Transaction Tax]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=16857</guid>
		<description><![CDATA[The British Bankers&#8217; Association (BBA) has responded to EU President José Manuel Barroso&#8217;s approval of a financial transaction tax saying it would be a &#8220;job loser&#8221; and that the costs would be borne by the wider economy. The BBA argues that it would not be a tax on banks, but rather on their customers for [...]]]></description>
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		<title>ICB final report ring-fencing proposals</title>
		<link>http://www.bankingtimes.co.uk/2011/09/12/icb-final-report-ring-fencing-proposals/</link>
		<comments>http://www.bankingtimes.co.uk/2011/09/12/icb-final-report-ring-fencing-proposals/#comments</comments>
		<pubDate>Mon, 12 Sep 2011 06:26:34 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[British Banks Association]]></category>
		<category><![CDATA[Financial Services Authority]]></category>
		<category><![CDATA[Investment Banking News]]></category>
		<category><![CDATA[equity capital]]></category>
		<category><![CDATA[final report]]></category>
		<category><![CDATA[Independent Commission on Banking]]></category>
		<category><![CDATA[ring fencing]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=16599</guid>
		<description><![CDATA[In its final report, the Independent Commission on Banking (ICB) recommends the separation of retail banking and wholesale/investment banking on the basis that structural separation should make it easier and less costly to resolve banks that get into trouble. The report argues that one of the key benefits of separation is that creditors would be [...]]]></description>
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		<title>BBA focuses on elderly customers</title>
		<link>http://www.bankingtimes.co.uk/2011/08/31/bba-focuses-on-elderly-customers/</link>
		<comments>http://www.bankingtimes.co.uk/2011/08/31/bba-focuses-on-elderly-customers/#comments</comments>
		<pubDate>Wed, 31 Aug 2011 11:06:18 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[British Banks Association]]></category>
		<category><![CDATA[ageing population]]></category>
		<category><![CDATA[elderly]]></category>
		<category><![CDATA[financial services]]></category>
		<category><![CDATA[mobile banking]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=16415</guid>
		<description><![CDATA[Amid the turmoil of proposed new banking reform and the horrors of the eurozone debt crisis, the British Bankers&#8217; Association (BBA) has devoted time to the development of secure strategies for elderly customers, boldly taking up the challenges that an ageing population presents to the UK&#8217;s financial services industry. After a get together yesterday with [...]]]></description>
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		<title>BBA anguish over uncosted regulatory reform</title>
		<link>http://www.bankingtimes.co.uk/2011/08/23/bba-angst-over-uncosted-regulatory-reform/</link>
		<comments>http://www.bankingtimes.co.uk/2011/08/23/bba-angst-over-uncosted-regulatory-reform/#comments</comments>
		<pubDate>Tue, 23 Aug 2011 07:56:50 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[British Banks Association]]></category>
		<category><![CDATA[Financial Services Authority]]></category>
		<category><![CDATA[cost]]></category>
		<category><![CDATA[economic impact]]></category>
		<category><![CDATA[regulatory reform]]></category>
		<category><![CDATA[ring fencing]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=16286</guid>
		<description><![CDATA[&#8220;A chorus of concerned bankers and business people is now warning about the consequences to economic growth of further uncosted regulatory change&#8221;, the British Bankers’ Association (BBA) warns. The Association is asking policy makers to be &#8220;acutely aware&#8221; of the dangers of further increasing the cost of banking at a time when government priorities should [...]]]></description>
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		<title>BBA defends Project Merlin SME lending</title>
		<link>http://www.bankingtimes.co.uk/2011/05/23/bba-defends-project-merlin-sme-lending/</link>
		<comments>http://www.bankingtimes.co.uk/2011/05/23/bba-defends-project-merlin-sme-lending/#comments</comments>
		<pubDate>Mon, 23 May 2011 15:20:31 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Barclays News]]></category>
		<category><![CDATA[Borrowing & Lending News]]></category>
		<category><![CDATA[British Banks Association]]></category>
		<category><![CDATA[Business Banking News]]></category>
		<category><![CDATA[HSBC News]]></category>
		<category><![CDATA[Lloyds Banking Group News]]></category>
		<category><![CDATA[RBS News]]></category>
		<category><![CDATA[Santander News]]></category>
		<category><![CDATA[first quarter 2011 lending]]></category>
		<category><![CDATA[Project Merlin]]></category>
		<category><![CDATA[small businesses]]></category>
		<category><![CDATA[SMEs]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=14901</guid>
		<description><![CDATA[Responding to reports that banks involved in Project Merlin are still not lending enough to small businesses, the British Bankers&#8217; Association (BBA) reports that total first quarter 2011 lending to the UK&#8217;s small and medium-sized enterprises (SMEs) stood at £16.8 billion. According to the BBA, the sum &#8220;very nearly&#8221; matches the lending intentions underpinning the [...]]]></description>
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