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	<title>Banking Times: Daily Banking News &#187; Halifax News</title>
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	<description>Daily Banking News at Banking Times, the UK&#039;s leading independent banking news publication.</description>
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		<title>Lloyds announces 1,000 job losses</title>
		<link>http://www.bankingtimes.co.uk/2012/02/07/lloyds-announced-1000-job-losses/</link>
		<comments>http://www.bankingtimes.co.uk/2012/02/07/lloyds-announced-1000-job-losses/#comments</comments>
		<pubDate>Tue, 07 Feb 2012 15:28:46 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Bank of Scotland News]]></category>
		<category><![CDATA[Banking Jobs News]]></category>
		<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Halifax News]]></category>
		<category><![CDATA[Lloyds Banking Group News]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=18253</guid>
		<description><![CDATA[Days after making a commitment to its branch network and promising to keep the same number of branches for the next three years, Lloyds Banking Group says it is to make around 1,000 staff redundant, adding to the 28,000 job losses since the Lloyds TSB / HBOS merger, in 2008. According to trade union, Unite, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Halifax launches mobile banking app</title>
		<link>http://www.bankingtimes.co.uk/2011/12/20/halifax-launches-mobile-banking-app/</link>
		<comments>http://www.bankingtimes.co.uk/2011/12/20/halifax-launches-mobile-banking-app/#comments</comments>
		<pubDate>Tue, 20 Dec 2011 16:58:11 +0000</pubDate>
		<dc:creator>Richard Kilner</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Halifax News]]></category>
		<category><![CDATA[apps]]></category>
		<category><![CDATA[mobile banking]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=17921</guid>
		<description><![CDATA[Halifax has responded to the increasing use of smartphones in the UK with the launch its Mobile Banking app for the most popular smartphone platforms. The new app enables customers to access and manage their money whilst on the move, and can help them find nearby ATMs or branches. Two years ago less than 10% [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Halifax launches Junior Stocks &amp; Shares ISA</title>
		<link>http://www.bankingtimes.co.uk/2011/11/18/halifax-launches-junior-stocks-shares-isa/</link>
		<comments>http://www.bankingtimes.co.uk/2011/11/18/halifax-launches-junior-stocks-shares-isa/#comments</comments>
		<pubDate>Fri, 18 Nov 2011 12:37:11 +0000</pubDate>
		<dc:creator>Richard Kilner</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Halifax News]]></category>
		<category><![CDATA[Savings & Investment News]]></category>
		<category><![CDATA[ISA]]></category>
		<category><![CDATA[saving]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=17611</guid>
		<description><![CDATA[Today Halifax has launched a new Junior Stocks &#38; Shares ISA, which will enable customers to top up and value their investment online. The new ISA will seek to track the performance of the FTSE 100 Index, and requires a minimum opening balance of £20. Halifax Savings and Investment Director Simon Kenyon described the new [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Lloyds&#8217; credit rating threatened by management &#8220;upheavals&#8221;</title>
		<link>http://www.bankingtimes.co.uk/2011/11/10/lloyds-credit-rating-threatened-by-management-upheavals/</link>
		<comments>http://www.bankingtimes.co.uk/2011/11/10/lloyds-credit-rating-threatened-by-management-upheavals/#comments</comments>
		<pubDate>Thu, 10 Nov 2011 08:27:21 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Bank of Scotland News]]></category>
		<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Financial Reports News]]></category>
		<category><![CDATA[Halifax News]]></category>
		<category><![CDATA[Lloyds Banking Group News]]></category>
		<category><![CDATA[António Horta-Osório]]></category>
		<category><![CDATA[credit rating]]></category>
		<category><![CDATA[Moody's]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=17501</guid>
		<description><![CDATA[Moody&#8217;s has placed on review for possible downgrade the C- bank financial strength rating and A1 senior unsecured debt and deposit rating of Lloyds TSB. The A2 senior debt rating of Lloyds Banking Group, certain junior securities and related group entities have also been placed on review for possible downgrade. According to the credit rating [...]]]></description>
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		<title>Halifax on ISA facts and figures</title>
		<link>http://www.bankingtimes.co.uk/2011/10/27/halifax-on-isa-facts-and-figures/</link>
		<comments>http://www.bankingtimes.co.uk/2011/10/27/halifax-on-isa-facts-and-figures/#comments</comments>
		<pubDate>Thu, 27 Oct 2011 07:38:05 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Halifax News]]></category>
		<category><![CDATA[Savings & Investment News]]></category>
		<category><![CDATA[average]]></category>
		<category><![CDATA[balance]]></category>
		<category><![CDATA[ISA]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=17335</guid>
		<description><![CDATA[UK savers remain committed to their Individual Savings Accounts (ISAs), research from Halifax shows. Across the country, the average cash ISA balance currently stands at £8,505, or one-third of national average pre-tax annual earnings (£27,235). However, of the 30 regions surveyed, the top 22 for ISA balances are clustered in southern England, with residents of [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Halifax launches savers&#8217; prize draw</title>
		<link>http://www.bankingtimes.co.uk/2011/09/22/halifax-launches-savers-prize-draw/</link>
		<comments>http://www.bankingtimes.co.uk/2011/09/22/halifax-launches-savers-prize-draw/#comments</comments>
		<pubDate>Thu, 22 Sep 2011 14:39:09 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Halifax News]]></category>
		<category><![CDATA[Lloyds Banking Group News]]></category>
		<category><![CDATA[Savings & Investment News]]></category>
		<category><![CDATA[Halifax Prize Draw]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=16780</guid>
		<description><![CDATA[Halifax has surprised the savings market with the launch of the Halifax Savers Prize Draw. The scheme offers the chance of monthly cash prizes of £100 up to £100,000 to those with balances of £5,000 or more across a range of accounts offered by bank. The inaugural prize draw will take place in December, when [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Halifax relaunched with community choir</title>
		<link>http://www.bankingtimes.co.uk/2011/09/19/halifax-relaunched-with-community-choir/</link>
		<comments>http://www.bankingtimes.co.uk/2011/09/19/halifax-relaunched-with-community-choir/#comments</comments>
		<pubDate>Mon, 19 Sep 2011 05:18:52 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Halifax News]]></category>
		<category><![CDATA[Lloyds Banking Group News]]></category>
		<category><![CDATA[adverts]]></category>
		<category><![CDATA[brand]]></category>
		<category><![CDATA[community choir]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=16709</guid>
		<description><![CDATA[The Halifax brand shows signs of emerging from a difficult phase as Lloyds Banking Group launches a colleague-based advertising campaign with the tag &#8220;Halifax &#8216;the people who give you extra&#8217;&#8221;. The Halifax Community Choir made an appearance on yesterday&#8217;s X Factor talent show as the lender attempts to build on its past strengths and move [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>FSA to embark on HBOS report</title>
		<link>http://www.bankingtimes.co.uk/2011/07/22/fsa-to-embark-on-hbos-report/</link>
		<comments>http://www.bankingtimes.co.uk/2011/07/22/fsa-to-embark-on-hbos-report/#comments</comments>
		<pubDate>Fri, 22 Jul 2011 06:44:32 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Bank of Scotland News]]></category>
		<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Financial Services Authority]]></category>
		<category><![CDATA[Halifax News]]></category>
		<category><![CDATA[Lloyds Banking Group News]]></category>
		<category><![CDATA[enforcement investigation]]></category>
		<category><![CDATA[failures]]></category>
		<category><![CDATA[HBOS]]></category>
		<category><![CDATA[report]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=15858</guid>
		<description><![CDATA[The Financial Services Authority (FSA) has plans to follow its long-awaited report into failures at the Royal Bank of Scotland (RBS) with a report into the near-collapse of HBOS. Failures at HBOS have so far resulted in an FSA enforcement investigation which is on going. However, in a recent letter to Andrew Tyrie MP, chairman [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Harpenden kids top savings table</title>
		<link>http://www.bankingtimes.co.uk/2011/07/11/harpenden-kids-top-savings-table/</link>
		<comments>http://www.bankingtimes.co.uk/2011/07/11/harpenden-kids-top-savings-table/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 11:23:49 +0000</pubDate>
		<dc:creator>Richard Kilner</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Halifax News]]></category>
		<category><![CDATA[Savings & Investment News]]></category>
		<category><![CDATA[saving]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=15675</guid>
		<description><![CDATA[New research from the Halifax has revealed that children in Harpenden have the highest savings in the country, with an average of £3,046 compared to the national average of just £1,296. Greater London dominates the top 10 towns for children&#8217;s savings, with eight of the top 10 spots located in the capital city. Only top-placed [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Lloyds to shed 15,000 jobs worldwide</title>
		<link>http://www.bankingtimes.co.uk/2011/06/30/lloyds-to-shed-15000-jobs-worldwide/</link>
		<comments>http://www.bankingtimes.co.uk/2011/06/30/lloyds-to-shed-15000-jobs-worldwide/#comments</comments>
		<pubDate>Thu, 30 Jun 2011 07:01:49 +0000</pubDate>
		<dc:creator>Gill Montia</dc:creator>
				<category><![CDATA[Bank of Scotland News]]></category>
		<category><![CDATA[Banking Jobs News]]></category>
		<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Halifax News]]></category>
		<category><![CDATA[Insurance Service News]]></category>
		<category><![CDATA[Lloyds Banking Group News]]></category>
		<category><![CDATA[bancassurance]]></category>
		<category><![CDATA[branch numbers]]></category>
		<category><![CDATA[brands]]></category>
		<category><![CDATA[international]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[SME lending]]></category>
		<category><![CDATA[strategic review]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=15525</guid>
		<description><![CDATA[Lloyds Banking Group is to shed 15,000 jobs worldwide. The group intends to deliver £1.5 billion of annual savings by 2014 through &#8220;better end-to-end processes and IT platforms, a delayered management structure and simpler legal structure&#8221;. Cost savings should enable an additional £2 billion of investment over the period 2011 to 2014, focused as follows: [...]]]></description>
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