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	<title>Banking Times: Daily Banking News &#187; Opinion</title>
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		<title>Credit Evaluation Requires a Spectrum of Indicators</title>
		<link>http://www.bankingtimes.co.uk/2012/01/17/credit-evaluation-requires-a-spectrum-of-indicators/</link>
		<comments>http://www.bankingtimes.co.uk/2012/01/17/credit-evaluation-requires-a-spectrum-of-indicators/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 12:43:53 +0000</pubDate>
		<dc:creator>Dave Williams</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[S&P]]></category>
		<category><![CDATA[Standard and Poor]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=18063</guid>
		<description><![CDATA[Dave Williams, Managing Director of S&#038;P Capital IQ, talks about the different indicators used for credit evaluation. Credit ratings are a strong indicator of credit worthiness, but they are just one measure, which can create problems for credit managers looking for a holistic view of the counterparty risks they face. Indeed, singling out an individual [...]]]></description>
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		<title>Risk Appetite and the Pursuit of Practical, Tactical and Strategic Advantage</title>
		<link>http://www.bankingtimes.co.uk/2011/06/26/risk-appetite-and-the-pursuit-of-practical-tactical-and-strategic-advantage/</link>
		<comments>http://www.bankingtimes.co.uk/2011/06/26/risk-appetite-and-the-pursuit-of-practical-tactical-and-strategic-advantage/#comments</comments>
		<pubDate>Sun, 26 Jun 2011 12:13:36 +0000</pubDate>
		<dc:creator>David Samuels</dc:creator>
				<category><![CDATA[Opinion]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=15453</guid>
		<description><![CDATA[by David Samuels, Managing Director, S&#038;P Valuation and Risk Strategies In the wake of the financial crisis, banks across the world are having to reconsider their “risk appetites”. Current discussion on the banking crash has emphasised the idea that disaster may have been averted had bank boards exerted more top-down control. This conclusion is misleading [...]]]></description>
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		<title>Security over cash deposits in bank accounts</title>
		<link>http://www.bankingtimes.co.uk/2010/11/18/security-over-cash-deposits-in-bank-accounts/</link>
		<comments>http://www.bankingtimes.co.uk/2010/11/18/security-over-cash-deposits-in-bank-accounts/#comments</comments>
		<pubDate>Thu, 18 Nov 2010 14:44:26 +0000</pubDate>
		<dc:creator>Brian Turner</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Opinion]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=12699</guid>
		<description><![CDATA[Security over cash deposits in bank accounts: Are more Gray areas developing? By Amanda Jennings, partner, Dewey &#038; LeBoeuf Taking security over bank accounts has been the subject of much court consideration over the years, largely focused upon whether, firstly, a charge over a cash deposit was legally possible and, secondly, whether that charge constituted [...]]]></description>
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		<title>Interview with Damian Burleigh, S&amp;P Valuation and Risk Strategies</title>
		<link>http://www.bankingtimes.co.uk/2010/10/18/interview-with-damian-burleigh-sp-valuation-and-risk-strategies/</link>
		<comments>http://www.bankingtimes.co.uk/2010/10/18/interview-with-damian-burleigh-sp-valuation-and-risk-strategies/#comments</comments>
		<pubDate>Mon, 18 Oct 2010 19:23:03 +0000</pubDate>
		<dc:creator>Brian Turner</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Investment Banking News]]></category>
		<category><![CDATA[Opinion]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=12375</guid>
		<description><![CDATA[Banking Times Q&#038;A qith Damian Burleigh, managing director, S&#038;P Valuation and Risk Strategies 1. What impact has the financial crisis and subsequent activity – such as bond issuance levels and the downgrading of Greece&#8217;s credit rating – had on fixed income trading volumes and demand for market data? Initially, the European bond market&#8217;s reaction to [...]]]></description>
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		<title>Greater transparency in ISA market</title>
		<link>http://www.bankingtimes.co.uk/2010/06/29/greater-transparency-in-isa-market/</link>
		<comments>http://www.bankingtimes.co.uk/2010/06/29/greater-transparency-in-isa-market/#comments</comments>
		<pubDate>Tue, 29 Jun 2010 12:47:08 +0000</pubDate>
		<dc:creator>Richard Kilner</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Savings & Investment News]]></category>
		<category><![CDATA[Alistair Darling]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[Consumer Focus]]></category>
		<category><![CDATA[ISA]]></category>
		<category><![CDATA[OFT]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=11209</guid>
		<description><![CDATA[The recent changes introduced by the OFT in a bid to arrest the inefficiencies of the cash ISA market have been heartily welcomed by Consumer Focus, which has described the measures as the first step towards dragging the UK&#8217;s £158bn cash ISA market into the 21st century. Consumers could stand to save £14.5m by the [...]]]></description>
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		<title>RNID calls for greater deaf awareness</title>
		<link>http://www.bankingtimes.co.uk/2010/06/29/rnid-calls-for-greater-deaf-awareness/</link>
		<comments>http://www.bankingtimes.co.uk/2010/06/29/rnid-calls-for-greater-deaf-awareness/#comments</comments>
		<pubDate>Tue, 29 Jun 2010 12:25:00 +0000</pubDate>
		<dc:creator>Richard Kilner</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Deaf Awareness Week]]></category>
		<category><![CDATA[disability]]></category>
		<category><![CDATA[RNID]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=11207</guid>
		<description><![CDATA[As Deaf Awareness Week begins running from 28 June – 4 July), the RNID is encouraging banks and other financial services firms to ensure that they are providing full accessibility to those in the UK who are hard of hearing or deaf. With 9 million Britons in this position, they present a substantial proportion of [...]]]></description>
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		<title>CII backs new FSA mortgage rules</title>
		<link>http://www.bankingtimes.co.uk/2010/06/28/cii-backs-new-fsa-mortgage-rules/</link>
		<comments>http://www.bankingtimes.co.uk/2010/06/28/cii-backs-new-fsa-mortgage-rules/#comments</comments>
		<pubDate>Mon, 28 Jun 2010 17:42:19 +0000</pubDate>
		<dc:creator>Richard Kilner</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Financial Services Authority]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[CII]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=11200</guid>
		<description><![CDATA[New rules issued by the Financial Services Authority (FSA) have been welcomed by the Chartered Insurance Institute (CII). The rules pertain to mortgage advice, and seek to guarantee that those who offer such advice will be held accountable for their professional guidance. The FSA&#8217;s new rules will dictate how mortgage advisers and those who arrange [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Banks know customers as well as a good friend</title>
		<link>http://www.bankingtimes.co.uk/2010/06/28/banks-know-customers-as-well-as-a-good-friend/</link>
		<comments>http://www.bankingtimes.co.uk/2010/06/28/banks-know-customers-as-well-as-a-good-friend/#comments</comments>
		<pubDate>Mon, 28 Jun 2010 17:10:24 +0000</pubDate>
		<dc:creator>Richard Kilner</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[GI Insight]]></category>
		<category><![CDATA[research]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=11198</guid>
		<description><![CDATA[New research from customer insight and database marketing specialist GI Insight has revealed that customers believe their banks have done a good job of getting to know them. This compares relatively well with other sectors (such as car manufacturers and estate agents), who have yet to engage to the same degree as the banks. The [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Brewin Dolphin welcomes CGT changes</title>
		<link>http://www.bankingtimes.co.uk/2010/06/22/brewin-dolphin-welcomes-cgt-changes/</link>
		<comments>http://www.bankingtimes.co.uk/2010/06/22/brewin-dolphin-welcomes-cgt-changes/#comments</comments>
		<pubDate>Tue, 22 Jun 2010 16:47:02 +0000</pubDate>
		<dc:creator>Richard Kilner</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Savings & Investment News]]></category>
		<category><![CDATA[Brewin Dolphin]]></category>
		<category><![CDATA[Budget]]></category>
		<category><![CDATA[CGT]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=11127</guid>
		<description><![CDATA[Investment manager Brewin Dolphin, which manages £23bn for more than 130,000 clients, has responded to the Coalition Government&#8217;s Budget, held earlier today. Executive Chairman Jamie Matheson has said that the retention of the annual free allowance for capital gains tax (CGT) will be met with relief on all sides. Many savers will continue to pay [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Metro Bank targets London customers</title>
		<link>http://www.bankingtimes.co.uk/2010/06/17/metro-bank-targets-london-customers/</link>
		<comments>http://www.bankingtimes.co.uk/2010/06/17/metro-bank-targets-london-customers/#comments</comments>
		<pubDate>Thu, 17 Jun 2010 17:42:26 +0000</pubDate>
		<dc:creator>Richard Kilner</dc:creator>
				<category><![CDATA[Banking News]]></category>
		<category><![CDATA[Opinion]]></category>
		<category><![CDATA[Gfk Financial]]></category>
		<category><![CDATA[Metro Bank]]></category>

		<guid isPermaLink="false">http://www.bankingtimes.co.uk/?p=11085</guid>
		<description><![CDATA[Metro Bank will become the first new bank on the high street in more than a century when it opens its doors on 29th July. The newcomer has indicated it intends to put customer service at the heart of its offering, and that it hopes to be the most convenient and pleasant place to bank. [...]]]></description>
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